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Storm Damaged Fence in Salt Lake City: What to Do and Who Pays

What to do when wind, heavy snow or a fallen tree takes down your fence in Salt Lake City: fast repair, insurance, neighbor trees and temporary fixes.

Storm Damaged Fence in Salt Lake City: What to Do and Who Pays

If a storm took your fence down, photograph the damage and what caused it, call your insurer before any repair starts, and then call a fence company. In the Salt Lake Valley the usual causes are canyon winds off the Wasatch, heavy wet snow and tree limbs.

Half my fence blew down. Who can fix it fast and what will it cost?

Call (385) 402-8455 or text a photo and tell us how many feet are down. A section on the ground with snapped posts counts as a major repair, $900 to $2,500 by national 2026 figures. After a big wind event every fence company in the valley gets the same calls on the same morning, so getting on the list early matters.

My dogs are in the yard and the fence is open to the road. What can be done right away?

Ask for a temporary closure first. We can brace the posts still standing and close the opening with a temporary panel so the dogs stay in until the permanent repair is done. Say so when you call if there are animals, a pool or a busy street behind the gap, because we put those jobs ahead of others.

Is there an extra charge for emergency or weekend fence repair?

Ask when you call, because it varies. Many fence companies charge more outside normal hours and some do not offer it. The lower-cost plan is usually a quick temporary closure now and the full repair on a regular working day.

Does homeowners insurance cover a fence knocked down by a storm or a tree?

Often it does, under the part of the policy for other structures on the property. Whether you are paid depends on the policy, the deductible and the cause. A short repair can cost less than the deductible. Only your insurer or agent can tell you. We write an itemized estimate you can forward to them.

My neighbor's tree fell on my fence. Whose insurance pays?

Usually your own policy covers your own fence, even though the tree grew next door. That can change if the tree was plainly dead or the owner had been warned it was dangerous. Ask your insurer how they treat it. If the same style is still sold, we can replace just the crushed sections.

The insurer offered much less than the repair quote because the fence is old. Now what?

An insurer may pay what an old fence was worth, not what a new one costs. Ask the adjuster to show the calculation in writing, and send an estimate that lists every item. If there is still a gap, repairing only the damaged run is often the sensible compromise.

The storm knocked the fence down and my neighbor says it is mine. Who pays?

Whoever owns it, and that comes down to where it stands. Utah's fence statute on sharing costs (Utah Code 4-26-103) covers grazing land, not ordinary house lots, so in town there is no state rule that splits the bill. If neither of you knows where the line is, a licensed land surveyor decides that. A fence company cannot. See our page on shared fences in Utah.

Call (385) 402-8455 or text us photos of the damage.

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